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What Credit Score Does Chase Freedom Use?

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JPMorgan Chase Bank offers many conveniences to its clients, such as cashback on their Freedom cards, available to all of their card members. Their newest offer includes Chase Freedom Unlimited and Chase Freedom Flex. But what credit score does Chase…

What Credit Score Does Chase Freedom Use?

Numbers on a blue credit card

A credit score is a crucial aspect when you want to apply for credit cards, and an excellent score is not always required. There are two cards from JPMorgan Chase Bank that are suitable for beginners in the financial world…

How Much Can You Get for Your First Loan?

A person holding a paper and a pen

When you want to take your first loan, you surely must have many questions on your mind. For example, you may wonder, ”how much can you get for your first loan?” In that case, you definitely have to be prepared…

Do Lenders Use Credit Karma Scores?

A lender showing a borrower their scores and papers

Do lenders use Credit Karma scores? This is a million-dollar question for those looking to get mortgages, home loans, and other financial aid. While this credit-calculating company offers free reports, we must look at the validity and reliability of those…

Does a Mortgage Calculator Affect Credit Score?

A woman using a calculator and a laptop

A mortgage calculator comes in handy before you take out a home loan because it lets you determine a general payment amount that awaits you. But does a mortgage calculator affect credit score? Does a mortgage calculator affect credit score?…

Does a Home Equity Loan Affect Your Mortgage?

An approved mortgage document and a house-shaped keychain

Often called a second mortgage, an equity loan is a sum of money you borrow against the equity of your home. In case you need to take out another loan against it, you might start to wonder, “Does a home…

How Many Home Equity Loans Can You Have?

A small house made out of $100 bills

Home equity is quite possibly one of the most popular loan programs in the US since the application process and requirements are not demanding when compared to some other loan types. Hence, a person might ask – “How many home…

Home Improvement Loans for Mobile Homes: A Comprehensive Guide

White mobile home with wooden canopy

Purchasing a mobile home can be an affordable way to own your own home. However, you may find that your manufactured home needs renovations or upgrades after living in it for a while. Financing home improvements for a mobile home can be tricky since these properties…

Financing a Barn: A Comprehensive Guide

Red barn on a field

Financing a barn can seem daunting, but with the right preparation and research, you can find financing options to suit your needs. Yes, you can finance a barn through various options such as personal loans, home equity loans, construction loans,…

Does TransUnion Use FICO Score?

Many Americans use TransUnion for their credit reports because this agency aggregates information for over one billion consumers worldwide and is a trustworthy source. But does TransUnion use FICO score? Does TransUnion use FICO score? TransUnion does not use the…

What Credit Score Does Navy Federal Use?

Calculator on a table

Navy Federal Credit Union is a full-service lender specializing in loans reserved for military members, their families, and veterans. If you’re looking to take out a loan, you might wonder – what credit score does Navy Federal use? Navy Federal…

What Can I Get With 670 Credit Score?

Are you getting ready to apply for a mortgage and are concerned about your credit score? Your credit score can be a very important determining factor when it comes to the rate and costs of your mortgage, so it’s important…

What Credit Score Does Capital One Use?

Capital One is the six-largest bank with over 25 years of experience in the industry. So, if you’re looking for a reliable credit card company, before choosing this bank, answer one question – What credit score does Capital One use?…

What Credit Score Does Credit One Use?

A bunch of credit cards on a pile

Credit One Bank is a credit card company that’s been in business since the 1980s. It offers credit cards to low-credit customers, and since its beginnings, it has developed twelve different cards with various benefits. You can get a card…

Is Rent Considered Debt?

Man and woman looking at their financials

One of the conditions for getting pre-approved for a mortgage is to have a good credit score, which means that you should have as few debts as possible. However, many who are currently renting their places wonder – is rent…

Best Life Insurance For a Mortgage

Purchasing a home is often the largest financial investment that many people will make in their lifetime. Along with a mortgage comes the responsibility of ensuring that your dependents and loved ones are taken care of in the event of your death. This is…

Do Mortgage Lenders Use FICO?

Do mortgage lenders use FICO to evaluate your credit score? If you're looking for a loan, providing the lender with your credit history is a must, and here is how this works.

How to Get Approved for a Mortgage?

Taking out a mortgage is an inevitable decision you will have to make to get one step closer to your goal of finally getting the home of your dreams or the property you always wanted to have. You will undoubtedly…

What Mortgage Lenders Use FICO 8?

When getting your credit score checked, your credit history, payment history, and other factors are considered. This is all done to ensure that you’re eligible for a mortgage lender’s loan requirements.  The majority of mortgage lenders use FICO 8. All…

What Is A Mortgage Exemption?

Property taxes occur to every homeowner. Sometimes they can be expensive based on the value of your property and if any pre-existing liens are placed on it. New homeowners tend to ask, “What is a mortgage exemption? A Mortgage exemption…

Is a Mortgage Inquiry a Hard Inquiry?

It can be not very clear when getting your first mortgage at first. The lender can take a few pulls from your credit history and still reject your offer. It can leave you wondering, “Is A Mortgage Inquiry a Hard…

How Many Years Of Tax Returns For Mortgage?

Taxes are an essential part of any real estate transaction. And mortgages are no different. That’s why it’s best to have a history of successful tax returns to increase the chances of accepting the mortgage application. So how many years…

How Many Pay Stubs For Mortgage?

Getting your first mortgage can be daunting at first. They’ll ask for multiple forms of information to prove that you’re worthy of a loan. And you’re probably asking yourself, “How many pay stubs do I need for a mortgage?” When…

Can You Mortgage Land?

Are you planning to buy land and wonder can you mortgage land? Find out the answer to this and many more questions you may have.

How Much Credit History Do You Need For A Mortgage?

A small keychain in the shape of a house and mortgage papers

When applying for a loan, you must understand the basics of credit history (CH). Mainly, the question you need to have answered is how much credit history for a mortgage is usually required. At least 6 years of credit history…

Is A Mortgage Good for Your Credit Score?

If you have ever entertained the idea of buying a home for yourself and your family, a land, or any other type of real estate, you have more than likely considered a mortgage. There is quite a negative social stigma…

Can You Mortgage a Foreclosure?

Purchasing a foreclosure can be an attractive option for homebuyers looking to save money on a property. However, financing a foreclosed home has some unique considerations compared to a standard home purchase. You can mortgage a foreclosure. However, traditional lenders may impose stringent requirements…