You’ll need financing if you decide to build your ideal house or buy an existing house. And what most people get stuck on is whether they need a construction loan or a mortgage and what’s what. Let me make it…

This article seeks to explain the basic distinctions between liens and mortgages, as well as how they operate and the various types of liens. No, a lien is not a mortgage. A mortgage is an agreement between a lender and…

Want to know what is a first lien HELOC and how it is different from a second HELOC? You came to the right place - here is all you need to know about HELOC

Want to know is a reverse mortgage a loan? You came to the right place. We will explain all there is to know about this type of loan.

Thinking about taking credit to buy a house? Find out all about adjustable-rate mortgage pros and cons before you make the decision.

Is a mortgage a deed of trust? If you are in the process of getting loan approval and want to know all the essential details, check out my simple guide.

No, not all mortgages are federal loans. Conventional and jumbo mortgages are provided by private lenders without government backing. Federal mortgages, such as FHA, VA, USDA and other government loans, are issued by private lenders but insured by U.S. government…