Purchasing a home is an exciting milestone in life. However, the process of obtaining a mortgage can be complex and confusing. There are many different types of mortgages, each with their own sets of pros, cons, rates, terms, and qualifications. Understanding these key…

The main difference between a construction loan and a mortgage is that a construction loan is a short-term loan used to finance the building or renovation of a home, with funds disbursed in stages. A mortgage is a long-term loan…

A lien and a mortgage are both legal claims against a property, allowing creditors to take ownership if debts are not repaid. But there are some key differences that homeowners and buyers should understand. The main difference between a lien…

Want to know what is a first lien HELOC and how it is different from a second HELOC? You came to the right place - here is all you need to know about HELOC

Want to know is a reverse mortgage a loan? You came to the right place. We will explain all there is to know about this type of loan.

Thinking about taking credit to buy a house? Find out all about adjustable-rate mortgage pros and cons before you make the decision.

Is a mortgage a deed of trust? If you are in the process of getting loan approval and want to know all the essential details, check out my simple guide.

No, not all mortgages are federal loans. Conventional and jumbo mortgages are provided by private lenders without government backing. Federal mortgages, such as FHA, VA, USDA and other government loans, are issued by private lenders but insured by U.S. government…